Westchester (Chubb) Equine
Based on 1 of 3 pillars.Remaining pillars are in verification — see methodology for details.
The 3 pillars
AM Best raw rating: A++. Maps to a 0-100 score per the methodology.
Price data is structurally unavailable or pending verification (see methodology).
NAIC complaint index not yet pulled — Phase 2 ETL will populate this pillar.
How the FBQ Score is computed
The FBQ Carrier Score is a 0-100 composite weighing three independent data pillars: AM Best Financial Strength (40%) + FBQ Price Percentile (30%) + NAIC Complaint Index (30%). When fewer than 3 pillars are available for a carrier, the score is presented with a "Based on N of 3 pillars" transparency label (never inventing values). Full formula, data sources, and integrity rules are published at /methodology/gbc-score .
Vertical context
Westchester (Chubb) Equine is currently in the FBQ Carrier Score equine pilot — see the Horse Stable Insurance Guide for the full carrier comparison table including sibling equine carriers. Phase-2 + Phase-3 expansion to non-equine verticals (Restaurant, Plumber, Commercial Truck, etc.) is scoped at /methodology/gbc-score.
Frequently asked questions
What is the FBQ Carrier Score?
A 0–100 composite rating for commercial-insurance carriers, blending three independent pillars: AM Best Financial Strength (40%), FBQ Price Percentile (30%), and the NAIC Complaint Index (30%).
How is Westchester (Chubb) Equine's FBQ Score calculated?
It combines the three weighted pillars above. Westchester (Chubb) Equine's current score reflects 1 of 3 pillars that are verified; the remaining pillars are in verification (see the methodology).
Where does the FBQ Score data come from?
AM Best financial-strength ratings, FBQ's own price-percentile data from filed rates, and the NAIC complaint index — independent third-party and first-party-disclosed sources, not a single carrier's own book.
Is the FBQ Score an endorsement?
No. It is a transparent, methodology-driven composite for comparison — not a recommendation to buy. The full formula, weights, and data sources are published at /methodology/gbc-score.
FBQ Carrier Score · Published by Fast Business Quote · See methodology for full formula + data sources.