{"meta":{"generatedAt":"2026-07-14T22:55:02.7878876Z","attribution":"Data aggregated by Fast Business Quote from public state DOI / SERFF records. Reuse permitted with attribution to fastbusinessquote.com; bulk reproduction or redistribution requires an API key + written permission.","license":"https://www.fastbusinessquote.com/methodology","terms":"https://www.fastbusinessquote.com/developers","source":"https://www.fastbusinessquote.com/rates","tier":"limited","stateFilter":null,"lineFilter":null,"count":25,"totalAvailable":690,"truncated":true,"rowCap":25,"requestApiAccess":"https://www.fastbusinessquote.com/developers","notes":"Active commercial-insurance rate filings cited to SERFF tracking numbers. Anonymous access requires a ?state=XX or ?line= filter and is capped; request an API key at /developers for full/bulk access. Loss-cost values remain in the regulator-held source filings (linked via filingAccessUrl)."},"filings":[{"serffTrackingNumber":"NCCI-134895530","stateCode":"NV","lineOfBusiness":"Workers Compensation","carrierName":"National Council on Compensation Insurance (NCCI)","classCode":"BUREAU-WIDE","effectiveDate":"2026-10-01","filingDate":"2025-12-01","rateUnit":"-32.8% voluntary loss cost decrease (legislatively-driven; SB 317)","status":"active","filingAccessUrl":"https://doi.nv.gov/Insurers/Property-Casualty/Filing-Information/Workers-Compensation/","classCodeDescription":"Legislatively-driven loss cost decrease — -32.8% (eff 10/1/2026). Tied to Nevada Senate Bill 317 (SB 317) which changed payroll-cap methodology for WC premium calculation."},{"serffTrackingNumber":"NCCI-134743616","stateCode":"RI","lineOfBusiness":"Workers Compensation","carrierName":"National Council on Compensation Insurance (NCCI)","classCode":"BUREAU-WIDE","effectiveDate":"2026-08-01","filingDate":"2025-11-01","rateUnit":"Overall -2.5% voluntary (industrial); -12.9% federal classes","status":"active","filingAccessUrl":"https://filingaccess.serff.com/sfa/home/ri","classCodeDescription":"Advisory loss cost — voluntary -2.5% industrial / -12.9% federal (eff 8/1/2026)."},{"serffTrackingNumber":"CITIZENS-FL-2026-COMMERCIAL","stateCode":"FL","lineOfBusiness":"Commercial Property","carrierName":"Citizens Property Insurance Corporation (Florida residual market)","classCode":"RESIDUAL-MARKET","effectiveDate":"2026-07-01","filingDate":"2025-11-06","rateUnit":"+10.4% average commercial-lines rate increase; class cap -5% to +15%","status":"active","filingAccessUrl":"https://www.citizensfla.com/-/20251106-2026-rate-rule-and-manual-changes","classCodeDescription":"Commercial Lines rate filing — +10.4% average increase requested for late 2026; capped -5% to +15% per class (eff 7/1/2026 for early-cycle policies)."},{"serffTrackingNumber":"NCCI-134745334","stateCode":"TX","lineOfBusiness":"Workers Compensation","carrierName":"National Council on Compensation Insurance (NCCI)","classCode":"BUREAU-WIDE","effectiveDate":"2026-07-01","filingDate":"2026-02-27","rateUnit":"Overall -3.8% adjustment to voluntary loss cost level","status":"active","filingAccessUrl":"https://www.tdi.texas.gov/bulletins/2026/b-0001-26.html","classCodeDescription":"Voluntary loss cost filing — overall -3.8% across all NCCI Texas classes (effective July 1, 2026)"},{"serffTrackingNumber":"NCCI-134876672","stateCode":"AR","lineOfBusiness":"Workers Compensation","carrierName":"National Council on Compensation Insurance (NCCI)","classCode":"BUREAU-WIDE","effectiveDate":"2026-07-01","filingDate":"2026-03-13","rateUnit":"Overall -9.8% voluntary loss cost; -9.8% assigned risk market","status":"active","filingAccessUrl":"https://www.ncci.com/Articles/Documents/II_StateAdvisoryForumState_AR_2026.pdf","classCodeDescription":"Voluntary loss cost — overall -9.8% (eff 7/1/2026, Item #AR-2026-01)."},{"serffTrackingNumber":"OH-BWC-2026-PA-1PCT","stateCode":"OH","lineOfBusiness":"Workers Compensation","carrierName":"Ohio Bureau of Workers' Compensation (BWC) — monopolistic state fund","classCode":"MONOPOLISTIC","effectiveDate":"2026-07-01","filingDate":"2026-03-01","rateUnit":"-1% private-employer rate cut (~$10M aggregate; -50% cumulative since 2019)","status":"active","filingAccessUrl":"https://info.bwc.ohio.gov/news-and-events/news/ohio-employers-save-usd10-million-with-new-rate-cut","classCodeDescription":"Private-employer base rate change — -1% overall (eff 7/1/2026). Public-employer parallel cut took effect 1/1/2026."},{"serffTrackingNumber":"NCCI-134702984","stateCode":"SC","lineOfBusiness":"Workers Compensation","carrierName":"National Council on Compensation Insurance (NCCI)","classCode":"BUREAU-WIDE","effectiveDate":"2026-04-01","filingDate":"2025-10-15","rateUnit":"-0.4% voluntary loss cost decrease","status":"active","filingAccessUrl":"https://www.ncci.com/Articles/Documents/II_StateAdvisoryForumState_SC_2025.pdf","classCodeDescription":"Voluntary loss cost filing — -0.4% decrease (eff 4/1/2026). Small change driven by offsetting Policy Year 2021 severe-burn-claim spike vs improving other years."},{"serffTrackingNumber":"NCRB-NC-2026-04-5551","stateCode":"NC","lineOfBusiness":"Workers Compensation","carrierName":"North Carolina Rate Bureau (NCRB)","classCode":"5551","effectiveDate":"2026-04-01","filingDate":"2025-08-29","rateUnit":"per $100 payroll (advisory loss cost)","status":"active","filingAccessUrl":"https://www.ncrb.org/Portals/0/ncrb/circular%20letters/workers%20comp/2025/C-25-11%20WC%20Loss%20Cost%20Filing%20Approved%20Effective%204-1-26%20.pdf","classCodeDescription":"Roofing — All Kinds & Drivers (Industry Group: Contracting; Hazard Group G)"},{"serffTrackingNumber":"NCRB-NC-2026-CA","stateCode":"NC","lineOfBusiness":"Commercial Auto","carrierName":"North Carolina Rate Bureau (NCRB)","classCode":"BUREAU-WIDE","effectiveDate":"2026-04-01","filingDate":"2025-11-01","rateUnit":"+4.5% overall statewide revenue change","status":"active","filingAccessUrl":"https://www.ncrb.org/Portals/5/Rate%20Filings/2026/2026%20CA%20Rate%20Filing%20Final.pdf","classCodeDescription":"Commercial Auto rate filing — +4.5% overall statewide revenue change (eff 4/1/2026)."},{"serffTrackingNumber":"NCRB-NC-2026-LC","stateCode":"NC","lineOfBusiness":"Workers Compensation","carrierName":"North Carolina Rate Bureau (NCRB)","classCode":"BUREAU-WIDE","effectiveDate":"2026-04-01","filingDate":"2025-08-29","rateUnit":"Industrial -7.8% / Federal -12.8% overall loss cost level","status":"active","filingAccessUrl":"https://www.ncrb.org/Portals/0/ncrb/personal%20lines%20services/Rate%20Filings/2025/COMPLETE_LC_20250829.pdf","classCodeDescription":"Loss cost filing — Industrial Classifications -7.8% / Federal Classifications -12.8% (eff 4/1/2026)"},{"serffTrackingNumber":"NCRB-NC-2026-04-0005","stateCode":"NC","lineOfBusiness":"Workers Compensation","carrierName":"North Carolina Rate Bureau (NCRB)","classCode":"0005","effectiveDate":"2026-04-01","filingDate":"2025-08-29","rateUnit":"per $100 payroll (advisory loss cost)","status":"active","filingAccessUrl":"https://www.ncrb.org/Portals/0/ncrb/circular%20letters/workers%20comp/2025/C-25-11%20WC%20Loss%20Cost%20Filing%20Approved%20Effective%204-1-26%20.pdf","classCodeDescription":"Farm: Nursery Employees & Drivers — NC NCRB Circular C-25-11"},{"serffTrackingNumber":"NCRB-NC-2026-04-5223","stateCode":"NC","lineOfBusiness":"Workers Compensation","carrierName":"North Carolina Rate Bureau (NCRB)","classCode":"5223","effectiveDate":"2026-04-01","filingDate":"2025-08-29","rateUnit":"per $100 payroll (advisory loss cost)","status":"active","filingAccessUrl":"https://www.ncrb.org/Portals/0/ncrb/circular%20letters/workers%20comp/2025/C-25-11%20WC%20Loss%20Cost%20Filing%20Approved%20Effective%204-1-26%20.pdf","classCodeDescription":"Swimming Pool Construction & Drivers — NC NCRB Circular 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(NCRB)","classCode":"5462","effectiveDate":"2026-04-01","filingDate":"2025-08-29","rateUnit":"per $100 payroll (advisory loss cost)","status":"active","filingAccessUrl":"https://www.ncrb.org/Portals/0/ncrb/circular%20letters/workers%20comp/2025/C-25-11%20WC%20Loss%20Cost%20Filing%20Approved%20Effective%204-1-26%20.pdf","classCodeDescription":"Glaziers — Away From Shop & Drivers — NC NCRB Circular C-25-11"},{"serffTrackingNumber":"NCRB-NC-2026-04-5645","stateCode":"NC","lineOfBusiness":"Workers Compensation","carrierName":"North Carolina Rate Bureau (NCRB)","classCode":"5645","effectiveDate":"2026-04-01","filingDate":"2025-08-29","rateUnit":"per $100 payroll (advisory loss cost)","status":"active","filingAccessUrl":"https://www.ncrb.org/Portals/0/ncrb/circular%20letters/workers%20comp/2025/C-25-11%20WC%20Loss%20Cost%20Filing%20Approved%20Effective%204-1-26%20.pdf","classCodeDescription":"Carpentry — Residential Dwellings ≤3 Stories — NC NCRB Circular C-25-11"},{"serffTrackingNumber":"NCRB-NC-2026-04-5474","stateCode":"NC","lineOfBusiness":"Workers Compensation","carrierName":"North Carolina Rate Bureau (NCRB)","classCode":"5474","effectiveDate":"2026-04-01","filingDate":"2025-08-29","rateUnit":"per $100 payroll (advisory loss cost)","status":"active","filingAccessUrl":"https://www.ncrb.org/Portals/0/ncrb/circular%20letters/workers%20comp/2025/C-25-11%20WC%20Loss%20Cost%20Filing%20Approved%20Effective%204-1-26%20.pdf","classCodeDescription":"Painting NOC & Shop Operations / Drivers — NC NCRB Circular C-25-11 Exhibit III"},{"serffTrackingNumber":"NCRB-NC-2026-04-8810","stateCode":"NC","lineOfBusiness":"Workers Compensation","carrierName":"North Carolina Rate Bureau (NCRB)","classCode":"8810","effectiveDate":"2026-04-01","filingDate":"2025-08-29","rateUnit":"per $100 payroll (advisory loss 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MARKET"},{"serffTrackingNumber":"NCRF-NC-2026-CA-TTT-FLEET-T111","stateCode":"NC","lineOfBusiness":"Commercial Auto","carrierName":"North Carolina Reinsurance Facility (NCRF) — NC residual market","classCode":"TTT-FLEET-T111","effectiveDate":"2026-04-01","filingDate":"2025-10-14","rateUnit":"per power unit annual (BI 100/300 × fleet factor)","status":"active","filingAccessUrl":"https://www.ncrb.org/Portals/5/Rate%20Filings/2026/2026%20CA%20Rate%20Filing%20Final.pdf","classCodeDescription":"Trucks Tractors Trailers — Fleet rated (Rule 32, 5+ vehicles) — Territory 111 rural — BI 100/300 base $1,309 × 1.10 fleet factor = $1,440/yr per power unit — RESIDUAL MARKET"},{"serffTrackingNumber":"PCRB-PA-2026-04-0666","stateCode":"PA","lineOfBusiness":"Workers Compensation","carrierName":"Pennsylvania Compensation Rating Bureau (PCRB)","classCode":"0666","effectiveDate":"2026-04-01","filingDate":"2026-01-21","rateUnit":"per $100 payroll (PA manual loss cost)","status":"active","filingAccessUrl":"https://pcrb.com/wp-content/uploads/2026/02/WCRATE.txt","classCodeDescription":"PLATE GLASS INSTALLATION (PA PCRB; closest NCCI-eq 5462) — Filing C-387"},{"serffTrackingNumber":"PCRB-PA-2026-04-0652","stateCode":"PA","lineOfBusiness":"Workers Compensation","carrierName":"Pennsylvania Compensation Rating Bureau (PCRB)","classCode":"0652","effectiveDate":"2026-04-01","filingDate":"2026-01-21","rateUnit":"per $100 payroll (PA manual loss cost)","status":"active","filingAccessUrl":"https://pcrb.com/wp-content/uploads/2026/02/WCRATE.txt","classCodeDescription":"CARPENTRY — RESIDENTIAL (PA PCRB; NCCI-eq 5645) — Filing C-387"},{"serffTrackingNumber":"PCRB-PA-2026-04-0665","stateCode":"PA","lineOfBusiness":"Workers Compensation","carrierName":"Pennsylvania Compensation Rating Bureau (PCRB)","classCode":"0665","effectiveDate":"2026-04-01","filingDate":"2026-01-21","rateUnit":"per $100 payroll (PA manual loss cost)","status":"active","filingAccessUrl":"https://pcrb.com/wp-content/uploads/2026/02/WCRATE.txt","classCodeDescription":"PAINTING (PA PCRB; NCCI-equivalent 5474) — Filing C-387"},{"serffTrackingNumber":"PCRB-PA-2026-04-0953","stateCode":"PA","lineOfBusiness":"Workers Compensation","carrierName":"Pennsylvania Compensation Rating Bureau (PCRB)","classCode":"0953","effectiveDate":"2026-04-01","filingDate":"2026-01-21","rateUnit":"per $100 payroll (PA manual loss cost)","status":"active","filingAccessUrl":"https://pcrb.com/wp-content/uploads/2026/02/WCRATE.txt","classCodeDescription":"OFFICE (PA PCRB; NCCI-equivalent 8810 Clerical Office) — Filing C-387"}]}